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Business insurance

Insurance solutions for your business risks.

Insuring a business properly starts from how it actually runs.

Let’s look at the whole picture

Our approach

The whole picture first.

Insuring a business properly starts from how it actually runs: the property, the people, the liabilities, the receivables, and the risks that can interrupt the work.

We look at that whole picture, and then at the covers that genuinely make sense.

The risk map

See how your business’s risks connect.

Select an area to see indicative examples of the risks involved.

BUSINESSASSETS & OPERATIONSLIABILITYPEOPLECONTINUITY & FINANCE

  1. Buildings, equipment and stock are directly tied to the business’s ability to keep operating normally.

  2. A claim from a customer, supplier or visitor can carry substantial compensation and legal-defence costs.

  3. Health, life cover and continuity at management level directly affect the business’s stability.

  4. Trade credit, data risks and projects under construction affect the financial continuity of the business.

These dimensions aren’t examined in isolation. Below, we go through them one by one.

How we work

From understanding to ongoing support.

  1. 01.

    Understanding the business

    We discuss what the business does, the premises, the people, your customer and supplier contracts and your existing cover.

  2. 02.

    Assessment & design

    We map where the business is exposed to risk, identify gaps and overlaps, and design the right structure of cover.

  3. 03.

    Selection & negotiation

    We compare insurers, negotiate terms and pricing, and present you with clear alternatives.

  4. 04.

    Support when you need it

    At claim time we are on your side: notification, documentation, liaison with the loss adjuster and follow-up through to settlement.

  5. 05.

    Annual review

    As the business grows and changes, we adjust sums insured, limits and cover so they stay current.

The range of covers

Cover for every dimension of the business.

Together, we choose the covers that genuinely apply to your business.

  • 01Property insurance

    Cover for buildings, equipment, stock and premises against a broad range of insured perils.

  • 02Business interruption (loss of profits)

    Covers financial losses and fixed costs through the recovery period after a covered incident, depending on the programme.

  • 03Machinery breakdown & electronic equipment

    Covers the sudden breakdown of production machinery, cooling systems, servers and electronic equipment, including repair or replacement.

  • 04Deterioration of goods

    For food and cold-chain businesses: compensation for stock spoiled by a power cut or refrigeration failure.

  • 05Construction & erection all risks (C.A.R. & E.A.R.)

    Covers the project during construction or assembly: materials, plant and third-party liability on site.

    More on Construction All Risks
  • 06Trade credit insurance

    Covers trade receivables against the risk of customer insolvency or non-payment, in Greece and abroad, together with assessment and monitoring of the customer base.

    More on trade credit insurance
  • 07Hold-up (robbery)

    Covers loss of money and valuables from robbery or break-in, on the premises or in transit.

  • 08Public & general liability

    Covers bodily injury or property damage the business, its products or its staff may cause to third parties, together with legal defence costs.

    More on commercial general liability
  • 09Cyber

    Cover and support for cyber-security incidents, data, downtime and related legal and technical services, depending on the programme.

    More on cyber insurance
  • 10Group employee programmes

    Health, life and accident cover for employees, strengthening loyalty, productivity and the company’s standing as an employer.

  • 11Executive individual policies & bonus schemes

    Health, pension and savings benefits as an incentive and a tool for retaining key executives.

  • 12Partner / key-person insurance

    Provides capital to buy out a share or cover the loss of a partner or key executive, depending on the policy structure.

  • 13Directors & officers liability (D&O)

    Cover for the personal liability of directors and officers arising from their decisions, including defence and investigation costs where provided.

    More on D&O insurance
  • 14Surety bonds

    Insurance guarantees for tender participation, performance and advance payments — an additional source of guarantee capacity alongside your banking lines.

    More on surety bonds

By sector

A tailored approach by sector.

Every sector has a different risk profile. We started with the sectors we know best. If yours isn’t here, the approach stays the same.

Group employee schemes

The business is its people.

A group life, health and pension scheme can be a tool for attracting and retaining staff. We design it separately for each business, depending on its structure, needs and budget.

  • A group life & health policy, from 5 people
  • A group pension, with the option of a guaranteed rate depending on the programme
  • The flexibility to tailor cover by employee group
More: group schemes

Every business has its own risk picture.

Let’s look together at how your business works and which risks are a genuine priority for you.

Let’s talk