For your family
Protection for today. Planning for tomorrow.
We bring together insurance and investment options for family needs, from health and income protection to education and longer-term goals.
See both halvesThe logic
Why protection comes first.
Capital built over years is exposed to anything that could interrupt the income feeding it. So we start with insurance protection, and the investment comes after.
Protection is the base the plan stands on, not an expense.
Four things a family plan covers.
Not all of them are needed on day one. But it helps to know where you stand on each.
Health
Access to hospital and out-patient care, for you and for the children.
Health insuranceIncome
What happens to the family if the income supporting it stops.
Life insuranceHome
The house, the loan, and everything tied to it.
MortgagesBuilding
The capital built over time, for the children and for you.
Investing capital
The calculation
How much capital could have accumulated by the time your child turns 18?
13 years until they turn 18
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Indicative capital
- Your contributions
- —
- Hypothetical return
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The calculations are indicative and based on hypothetical returns. They are not a guarantee of future performance or an investment proposal. The value of investments can rise or fall. Useful information & assumptions
And what could it be for?
- 01
Studies
Fees, living in another city or country, the years before there is an income.
- 02
A first step
The deposit on a home, or the capital behind a first attempt at something.
- 03
Time
The room to choose without being pushed by a date.
The capital is not earmarked in advance for any particular use. What it is for is decided by you, and can change.
Children do not need a perfect plan. They need one that started early.
The process
How we start.
- 01MappingWhat already exists: cover through work, loans, savings, obligations.
- 02GapsWhere the family is exposed today, and what matters most.
- 03PlanWhat comes first, what can wait, and at what cost.
- 04ReviewThe plan changes when the family does: another child, another home, another income.
The next step
Let’s look at where your family stands today.
One conversation is enough to show what is already in place and what is missing.
Book a meeting