Investment calculator
Useful information & assumptions
Last updated: August 2026
This is simply a tool for understanding. Through simulation scenarios that you create yourself, it is meant to help you grasp concepts such as regular contributions, the length of an investment and the compounding of returns.
What the tool calculates
The results are indicative. They are calculated on reasonable assumptions using the values you enter yourself, and no assurance, promise or guarantee is given that they will be achieved.
The chart shows a hypothetical regular monthly contribution or lump sum and its indicative development, according to the number of years and the rate of return you select. The calculation assumes that contributions are made as planned and that returns are not withdrawn during the investment (compounding).
It does not relate to any specific product
The tool does not show the performance of any specific investment product. It does not correspond to a mutual fund, an insurance-based investment product (IBIP) or any other investment we may recommend or intermediate.
The variables selected are hypothetical and do not reflect current economic or market conditions at the time of use.
It is not advice or a recommendation
This tool addresses the user in a general way, without taking account of your individual circumstances, objectives, time horizon or risk tolerance. It is not investment advice, a personal recommendation, or an inducement to acquire any investment product.
A personalised proposal is produced only after a suitability and appropriateness assessment, as part of a meeting.
Risks and product documents
You should understand that investments carry inherent risks, including the possibility of losing the initial capital, in whole or in part.
Accordingly, before taking any investment decision you should read all the required documents for the product concerned, in particular the Key Information Document (KID/KIID) and the fund rules or prospectus, which are provided before any contract is entered into.
Express clarifications
It is expressly clarified that the information contained here:
(a) is not based on, and does not refer to, a simulation of past performance;
(b) is based on reasonable assumptions that can be supported by objective data;
(c) is based on gross return, without taking into account the effect of commissions, management fees, other charges or taxation;
(d) assumes operation under normal market conditions, and not performance scenarios under different market conditions (negative and positive scenarios).
Warnings
THE PROJECTIONS CONTAINED HERE ARE NOT A RELIABLE INDICATOR OF FUTURE PERFORMANCE.
UCITS DO NOT HAVE A GUARANTEED RETURN AND PAST PERFORMANCE DOES NOT GUARANTEE FUTURE PERFORMANCE.