Home financing
Your next home starts with a plan.
Through the NN Hellas – Piraeus Bank partnership, we help you organise the financing and move from the first conversation through to the application.
From the goal to the plan
A home is more than a purchase.
It might be your first home. More space for the family. A plot of land you want to make use of. Or a house you want to create from scratch.
Other financing possibilities
Depending on the programme and the bank’s assessment, the purchase of land, an energy upgrade of the home, the installation of photovoltaic systems or the acquisition of professional premises may also be examined.
The support
You don’t need to know where to start.
In the first conversation we look at your goal, your financial picture and the level of financing you want to explore. We then guide you through the next steps of the application via the NN Hellas – Piraeus Bank partnership.
NN Hellas × Piraeus Bank
A more organised route to financing.
The NN Hellas partnership with Piraeus Bank allows us to support you in preparing and following the progress of the request, while keeping one steady point of contact.
Preparation
We help you organise the application and the necessary information properly.
Coordination
We follow the progress of the process and the next steps together with you.
The overall picture
The financing and the related insurance needs can be examined within the same framework.
From what you want, to what can be financed.
- THE PLAN
- THE FINANCIAL PICTURE
- THE FINANCING
- THE PROPERTY
The route
From the idea to the door of your new home.
- 01.
We plan
We discuss the property or your goal and look at the financial picture behind the decision.
- 02.
We organise
We guide you through preparing the request and the information needed for the bank’s assessment.
- 03.
We move forward
We remain your point of contact as the request moves from assessment through to the next stages of financing.
The amount, the term, the rate and the final financing terms are set by Piraeus Bank after assessment of the request.
See the process in detail
Submission of the application with supporting documents · Financial pre-approval · Legal and technical review of the property · Final approval with the final terms · Signing of the loan contract and insurance policies · Registration of the prenotation and disbursement.
Detailed financing information
Indicative programme characteristics: amount €20,000–€2,500,000, term 3–30 years, maximum age 75 at maturity, grace period 6–18 months for construction or repair, financing of up to 80% of the property value, monthly amortising instalments. Final terms are set by Piraeus Bank following assessment.
The right home has to fit your life. The financing has to fit your financial picture.
FAQ
Good to know.
How is the amount I can borrow calculated?
The Bank assesses factors such as income, existing financial obligations, the property and the other elements of the request as a whole. The final financing capacity emerges after the bank’s assessment.
Do I need to have found a property already?
Not necessarily. A first conversation can happen earlier, so that you have a better picture of the process before you move on to searching for or choosing a property.
Can I come to you before applying to the bank?
Yes. That is precisely the point of the process: to organise the picture and the next steps first, before the request moves on for assessment.
Beyond the loan
A home is part of the overall financial picture.
The decision about a home affects liquidity, saving and long-term financial goals. That is why it is worth examining it as part of the overall picture, rather than as an isolated piece of financing.
The first conversation
Do you have a home in mind?
Let’s look together at the plan, the financial picture and the next steps towards financing.