By sector · Retail & wholesale
Retail & wholesale.
Your capital is on the move: in the warehouse, on the shelf, on the truck, in the account of a customer who hasn’t paid yet. We insure it at every stage.
The risk isn’t only in the shop.
A trading business is exposed at three points at once: the stock (fire, flood, theft), the movement (damage or loss in transit) and the collection (a customer who goes bust or doesn’t pay).
For e-commerce, cyber is added: a platform breach or a leak of customer data can stop sales and trigger fines.
What we examine
A trading business’s exposures.
- Stock & warehouseStock and equipment against fire, water, theft, with the right sum insured even at peak periods (e.g. holidays).
- Transit (CMR / cargo)Damage or loss of goods in transit, in Greece and abroad.
- Product liabilityDamage caused by a product you sold or distributed to a consumer or third party.
- Trade credit insuranceProtecting receivables against customer insolvency or non-payment, critical in wholesale.
- CyberE-shop breach, ransomware, customer data leak, lost sales, legal & technical recovery.
- Business interruptionReplacing profit and fixed costs while the shop or warehouse can’t operate.
How we help
Three steps.
- 01.
Mapping the chain
From supplier to warehouse to shelf to customer: where the risk is yours and where it’s a third party’s.
- 02.
A credit limit per customer
We set insured limits for the main customers and monitor their solvency.
- 03.
A cyber & GDPR check
We assess the exposure of the platform and the customer database and choose cover to match.
And for the team
A group employee scheme.
Health and accident cover for shop and warehouse staff, at a low cost per person.
